Consolidate Your Credit Cards
Into OneCard


Never carry multiple cards again. OneCard automatically picks the best card for every purchase to maximize your rewards.

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How it works

Three Simple Steps

How it works

Three Simple Steps

Link Your Existing Cards

Connect your existing cards like Amex Platinum or Chase Sapphire through our secure app - that's all you need to do.

Pay With OneCard

Use OneCard anywhere you shop. It automatically picks which of your cards gets you the most rewards.

Earn Maximum Rewards

Our decision engine automatically picks the best card for each purchase, maximizing your cashback and points with zero effort.

Features

One Card, Every Advantage

2x

C1 Venture X

Whole Foods

$95

4x

AMEX Gold

Today, 11:50

Intelligent Card Routing

OneCard automatically uses your Amex Gold for 4x points at restaurants, Chase Freedom for 5% rotating categories, and your best cashback card everywhere else.

2x

C1 Venture X

Whole Foods

$95

4x

AMEX Gold

Today, 11:50

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Leave Your Cards Safely At Home

One tap to lock OneCard instantly protects all your linked cards, giving you complete control over your security.

Track All Transactions in One Place

See every purchase from all your credit cards in a single dashboard, making it easy to track spending and manage your rewards.

Smart By Default, Flexible When Needed

Choose which card to use for welcome bonuses, special occasions, or specific dates. Smart routing adapts to your needs.

Join Limited Beta Program

Get early access to the smartest credit card solution. Join our waitlist today.

FAQs

Everything you need to know about using OneCard

How secure is OneCard? How do you protect my card information?

OneCard uses bank-level encryption to protect your information. Your actual credit card numbers are never stored on the OneCard - instead, we use encrypted virtual card numbers for each transaction. Plus, you can instantly lock your OneCard from the app if needed.

How does OneCard know which card to use?

Does OneCard work everywhere credit cards are accepted?

Is there a fee to use OneCard?

Do I still get all my card benefits (purchase protection, extended warranty, etc.)

How do I get started with OneCard?

How secure is OneCard? How do you protect my card information?

OneCard uses bank-level encryption to protect your information. Your actual credit card numbers are never stored on the OneCard - instead, we use encrypted virtual card numbers for each transaction. Plus, you can instantly lock your OneCard from the app if needed.

How does OneCard know which card to use?

Does OneCard work everywhere credit cards are accepted?

Is there a fee to use OneCard?

Do I still get all my card benefits (purchase protection, extended warranty, etc.)

How do I get started with OneCard?

How secure is OneCard? How do you protect my card information?

OneCard uses bank-level encryption to protect your information. Your actual credit card numbers are never stored on the OneCard - instead, we use encrypted virtual card numbers for each transaction. Plus, you can instantly lock your OneCard from the app if needed.

How does OneCard know which card to use?

Does OneCard work everywhere credit cards are accepted?

Is there a fee to use OneCard?

Do I still get all my card benefits (purchase protection, extended warranty, etc.)

How do I get started with OneCard?

Still have more questions? Contact our team.